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Insurance FAQs

I have my own insurance, when can I waive?
After you have registered full-time you will be allowed to waive during the open enrollment period each year, 8/1-9/30, pending proof of comparable coverage.
My program begins in the spring, when can I waive?
After you have registered full-time you will be allowed to waive during the open enrollment period, 1/1-2/15, pending proof of comparable coverage. PLEASE NOTE YOU WILL BE REQUIRED TO REPEAT YOUR WAIVER ONLINE IN THE FALL.
My program begins in June, when can I waive?
After you have registered full-time you will be allowed to waive during the open enrollment period, 6/1-6/30, pending proof of comparable coverage. PLEASE NOTE YOU WILL BE REQUIRED TO REPEAT YOUR WAIVER ONLINE IN THE FALL.
I have a spouse, domestic partner and/or dependent child, how can I enroll them?
You may enroll any spouse, domestic partner, and/or dependent child during the open enrollment period, 8/1-9/30, by completing this form. Please note dependents are not renewed automatically; you must re-enroll each fall. For information on the fees to add dependents please click here.
My child dependent is under the age of 18. Do they have to come to the Student Health Service clinic?
No, at the Student Health Service (SHS) clinic we do not see any children under the age of 18. Children are allowed to go directly to their pediatrician. To maximize benefits, please ensure the pediatrician is in network. You may verify if a doctor or hospital is in network by using DOC FIND.
I'm a half-time/part-time student but would like to purchase coverage.
Half-time and part-time students are not required to enroll in either the Student Health Service or the Columbia University Student Health Insurance Plan. If you are interested in enrolling you may do so during the open enrollment period, 8/1-9/30, by completing this form. You may enroll in just the Student Health Service or both the Student Health Service and the Columbia University Student Health Insurance Plan.
I'm a half-time or part-time nursing student, why am I being charged the SHS fee?
The School of Nursing mandates that all clinical students enroll in the Student Health Service regardless of whether they are full-time or half/part time. If you will not be in a clinical rotation you may obtain an SHS waiver from Dr. Judy Honig and return it to the Insurance Office so the fee may be adjusted.
I graduate in February, when does my coverage end?
Once you have completed your course of study and are no longer registered as a student, you are no longer eligible for insurance coverage. Your insurance coverage with Columbia University will end as of December 31st at the end of the Fall semester. We do not offer COBRA as we are not an employer-based plan.
I graduate in May, when does my coverage end?
Your insurance coverage will end at the end of the policy year, August 14th. We do not offer COBRA as we are not an employer-based plan.
Does the Columbia University Student Health Insurance Plan cover me outside of New York?
Yes, the Columbia University Student Health Insurance Plan covers you nationally and internationally. Please refer to the referral requirements for access to care while outside of New York.
Why is the Columbia University Student Health Insurance Plan fee more expensive in the spring semester?
The Columbia University Student Health Insurance Plan fee is more for the spring semester because we bill 7.5 months of the premium which runs through the summer. In the fall we bill 4.5 months of the premium.
I work for Columbia University or NY Presbyterian Hospital. Do I have to pay the SHS fee?
No, if you are an employee of the university or hospital and have employee benefits then you may complete the SHS Employee Waiver form to waive the fee.
I am a Post-Doctoral Fellow (PDF). Why is the premium for insurance being reported as imputed income?
According to IRS Regulations insurance coverage for PDFs paid for through their department is considered to be taxable income and will be reported on the fellow's W-2 or 1099 at the end of the year.
How do I contact you if I have a complaint, comment, or would like to share a pleasant experience at the Student Health Service?
  • You may complete the Patient Feedback form here
  • You may write a suggestion and leave it in one of our suggestion boxes located in the SHS clinics and administrative offices.
  • You may email shs_feedback@cumc.columbia.edu.
  • If you would prefer to provide anonymous feedback, this can be done by clicking here.
How do I download an insurance card?
Follow the instructions here.
If I received a claim or bill from a doctor's office, what do I do?
Follow the instructions here.
Can I enroll in the Columbia University Student Health Insurance Plan without enrolling in the Student Health Service?
No, the Student Health Services and the Columbia University Insurance Plan work together to provide care to our students.  The one exception is for students who are more than 50 miles away from CUMC and not taking classes, may waive the Student Health Services fee and enroll in the Columbia University Student Health Insurance Plan only.